Long Term Care

We all want to enjoy the retirement years, having worked for 30-40 years.  But the golden years can become quickly tarnished if a retiree suffers a stroke, broken hip, heart attack, or other life-changing event that requires long term health care.

Sadly, 1 in 2 seniors will spend time in a nursing home before they die and the cost of this care is not cheap.  It is not unusual to spend $3,000 to $10,000 a month for long term care, depending on the type of care provided and where the care is administered.

Long term care insurance is an integral part of estate planning, and can help pay these long term health care costs, preserving an estate for your loved ones.